Pillar · UDL
Unified Data Layer
One fraud-intelligence backbone across every sector.
The UDL captures, normalises and correlates structured and unstructured data from banks, payment rails, telecoms, e-commerce, healthcare, insurance, IoT and multiple blockchains, then stitches events into unified fraud case files. It plugs into existing systems rather than replacing them.
Capabilities
- Multi-blockchain aggregation (Bitcoin, Ethereum, Solana and emerging ledgers)
- Cross-channel transaction monitoring with Universal Transaction IDs
- Unified Fraud Taxonomy: vector, channel, actor type, impact
- Threat-intel ingestion: OSINT, dark web, STIX/TAXII commercial feeds
- Edge pre-processing with PII tokenisation and hashing
- Real-time case-file construction linking SIM-swap, authentication and withdrawal events
How it works
- Connectors ingest via REST, gRPC, streaming and MQTT
- AI entity-linking resolves identities and de-duplicates
- Events are mapped to the Unified Fraud Taxonomy
- Verified, timestamped records are anchored to the Blockchain Integrity Layer
- A fusion engine merges transactional, behavioural and contextual signals
What is novel
- Fraud ontology acts as a "Rosetta Stone" between sector vocabularies
- Cross-ledger laundering path correlation in a single case file
- Privacy tokens created at the edge before data leaves the source